Turning 65
Browse our articles about turning 65
Medicare for Early Retirees: Bridging the Gap Before 65
Retiring before 65? Learn your health coverage options — COBRA, ACA Marketplace, spouse plans, HSAs — and how to avoid costly Medicare enrollment mistakes.
Read MoreMedicare and COBRA: How They Work Together
Understand how COBRA and Medicare interact, when COBRA is primary or secondary, and why choosing COBRA over Medicare at 65 can lead to costly penalties.
Read MoreFlexible Spending Accounts and Medicare: A Practical Guide
Learn how Flexible Spending Accounts work alongside Medicare enrollment and explore your options for covering healthcare costs.
Read MoreMedicare and Social Security: How They Work Together
Understand how Medicare and Social Security interact, from premium deductions to the hold harmless provision and strategies for coordinating benefits at 65.
Read MoreWelcome to Medicare: Your Initial Preventive Physical Exam
Learn about the Welcome to Medicare visit, a one-time preventive physical exam available in your first 12 months of Part B coverage, and why you should not skip it.
Read MoreMedicare When You're Still Working at 65
Find out how to handle Medicare enrollment if you're still employed at 65, including employer coverage coordination, HSA rules, and avoiding late penalties.
Read MoreTurning 65: A Month-by-Month Medicare Enrollment Timeline
Follow this month-by-month timeline to prepare for Medicare enrollment before your 65th birthday, covering employer coverage, plan choices, and deadlines.
Read MoreMedicare Enrollment Preparation Checklist
A comprehensive checklist to get you ready for Medicare enrollment, covering document preparation, plan comparisons, and cost planning.
Read MoreHow to Enroll in Medicare: Enrollment Periods and Deadlines
Find out when and how to sign up for Medicare, including enrollment periods, methods, and tips for avoiding late penalties.
Read MoreThis content is for educational purposes only and does not constitute a recommendation of any specific Medicare plan. Benefits, costs, and availability vary by plan and location. For complete information about your Medicare options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY: 1-877-486-2048, available 24 hours a day, 7 days a week.